// Quality Engineering Built For
Zero Tolerance In Finance.
In BFSI and FinTech, QE failures mean regulatory sanctions and customer loss. Jignect tests payment rails, core banking platforms, and the compliance demands of PCI DSS v4.0, SOX, DORA, Basel III, and MiFID II.
What We Test. What We Validate. What We Protect.
Ten regulation-specific capability areas, built around the transaction-critical and compliance-intensive demands of financial services.
Core Banking System Testing
//01Temenos, Mambu, Finastra, and Murex tested for ledger accuracy, balance consistency, settlement processes, and multi-currency handling.
Payment Rail Validation
//02SWIFT message integrity, SEPA transfer accuracy, ACH batch processing, UPI real-time handling, and Open Banking (PSD2) flows.
Transaction Idempotency & Duplicate Detection
//03Idempotency key handling, duplicate transaction prevention, race condition testing in concurrent balance updates, and settlement reconciliation.
KYC / AML System Validation
//04Customer identity verification, document validation, sanctions screening, beneficial ownership checks, and ongoing AML monitoring.
Loan Origination & Credit Workflows
//05Loan origination system testing, credit decisioning logic, interest rate accuracy, disbursement workflows, and portfolio risk assessment.
Trading Platform Order Execution
//06Order routing accuracy, market data feed reliability, execution confirmation, settlement instructions, and margin calculation validation.
PCI DSS v4.0 & Payment Security Testing
//07Tokenization validation, AES-256/TLS 1.2+ encryption compliance, secure data transmission, access control, and audit log integrity.
Regulatory Report Data Validation
//08SOX/DORA compliance reporting, MiFID II transaction accuracy, Basel III data quality, and regulatory submission readiness.
Core Banking Upgrade & Migration Testing
//09Data migration validation, backward compatibility, regression testing across banking modules, and zero-tolerance transaction tracing during cutover.
High-Volume Transaction Load Testing
//10Sustained load testing across payment processors, database locking behavior, settlement queue processing, and failover validation.
// Systems & Platforms We Test.
Core Banking Platforms (Temenos, Mambu, Finastra)
Payment Gateways & Rails (SWIFT, SEPA, UPI)
Trading & Investment Platforms
Lending & Loan Origination Systems
KYC / AML Compliance Systems
Digital Wallets & Neobank Apps
Insurance & Guidewire Platforms
Regulatory Reporting Systems
Open Banking APIs (PSD2)
Wealth Management Platforms
// How Jignect Engages in BFSI & FinTech Environments
Regulatory & Platform Landscape Audit
We map your regulatory obligations, core banking platform, and payment rails, identifying regulatory gaps and platform-specific risks upfront.
Risk-Based Transaction Testing
Payment processing, loan origination, trading execution, and KYC/AML validation, prioritized by regulatory and business risk impact.
Core Banking & Payment Rail Validation
Transaction ledger accuracy, payment idempotency, balance race conditions, and settlement reconciliation, so every transaction is audit-ready.
Compliance Data Validation
Regulatory report accuracy across SOX, DORA, MiFID II, and Basel III, plus KYC completeness and audit trail integrity.
Security & PCI DSS Testing
Payment data tokenization, encryption compliance, OWASP API Top 10 validation, and access control aligned to financial security standards.
Load & High-Volume Stress Testing
Sustained transaction volume testing, database locking under load, settlement queue processing, and failover and disaster recovery validation.
Continuous Compliance Integration
Automated transaction validation gates in CI/CD, regulatory data integrity checks, and audit trail verification on every release.
// How We Help Teams Ship Faster with Confidence.
// What Engineering Teams SayAbout Working With Jignect.
// Questions, Answered.
Do you have domain expertise in core banking platforms like Temenos and Mambu?
Yes. Our team has hands-on experience with Temenos, Mambu, Finastra, and Murex, including platform-specific transaction models and settlement logic for mission-critical banking systems. Our fintech testing services and banking software testing services make Jignect a BFSI QA company built for financial application testing services at scale.
Can you validate payment rail integrations (SWIFT, SEPA, ACH, UPI)?
Yes. We test SWIFT message integrity, SEPA transfer accuracy, ACH batch processing, UPI real-time handling, and Open Banking (PSD2) compliance.
Do you support PCI DSS v4.0 and SOX compliance testing?
Yes. We validate tokenization, encryption standards (AES-256, TLS 1.2+), access control, audit trail integrity, and SOX/DORA compliance for financial data handling.
Can you test KYC/AML system workflows?
Yes. We validate customer identity verification, document validation, sanctions screening accuracy, beneficial ownership verification, and ongoing AML monitoring.
Do you support regulatory data validation (MiFID II, Basel III, DORA)?
Yes. We validate regulatory report data accuracy across SOX, DORA, MiFID II, and Basel III, including transaction reporting timing and audit trail completeness.
Why does financial software need zero-defect QE instead of standard QA?
A duplicate charge or a balance update race condition isn't a bug in finance, it's a regulatory and customer trust event under PCI DSS v4.0 and Basel III.
How complex is your regulatory testing coverage across jurisdictions?
We test against PCI DSS v4.0, SOX, DORA, Basel III, MiFID II, FCA regulations, and RBI guidelines for Indian fintechs, validating regulatory report data accuracy.
Which core banking platforms have you tested?
Temenos, Mambu, Finastra, Murex, Salesforce Financial Services Cloud, and Guidewire for insurance, each with distinct transaction models generic QE misses.
How do you validate KYC/AML and financial data quality?
We validate identity verification, regulatory data accuracy, and settlement reconciliation to prevent the compliance exceptions and fines that come from bad financial data.
What payment rails and regulatory standards do you cover?
SWIFT, SEPA, ACH, and UPI payment rails, plus PCI DSS v4.0, SOX, DORA, Basel III, MiFID II, Open Banking (PSD2), ISO 20022, and RBI guidelines.